Root of Financial Planning

We have cover the meaning of financial planner and what he/she can do with us.

Now, we will talk about the root of financial planning.

Saving..Saving..Saving..

Now, why saving is important. Because something happen to us, somethings that require money, we can use the saving money for the emergency purpose. Savings in Unit Trust, Insurance, and Fixed Deposits can grow your money with the dividen that they give. Other tools for financial planning is investment. But it must be a very good investment. Here in Malaysia, especially for Malay, must invest in Amanah Saham Bumiputera (ASB), for the Chinese, they have Amanah Saham Nasional (ASN) to invest.


Because ASB is the best investment product in Malaysia. The dividends that PNB give is guaranteed by Malaysian Government and yearly you will get 7% or above. Though some issues has been raised about the integrity of ASB and the 'HALAL" status, it is confirmed "HALAL" and it is a must to for the muslim to invest in ASB.

Most financial planner will provide plans that can give you ability to make saving, to pay bills, to pay all the debts and buy some properties though before this you cannot make all the things that he plans.